AML/CFT manual
Governance, risk appetite, roles, escalation, training and record-keeping.
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Policies & Procedures
AML and Sanctions manuals your regulator, auditors and staff can actually rely on.
We draft and refresh AML/CFT and Sanctions policies, internal controls and operating procedures tailored to your licence type, jurisdiction and business model — grounded in the latest regulator directives and legislation.
Outcomes
What you get out of this engagement.
- Regulator-aligned AML/CFT and Sanctions manual
- Consistent internal controls across 1st and 2nd line
- Clear procedures for CDD, EDD, PEP, screening, TM, SAR/STR and reporting
- Version-controlled updates against regulatory change
Deliverables
- AML/CFT and Sanctions manuals
- Operating procedures for CDD, EDD, screening, TM and reporting
- Change log and mapping to source directives
- Training brief for first- and second-line teams
Scope
What's included.
Sanctions policy
Screening scope, list coverage, hit handling, blocking and reporting obligations.
CDD / EDD procedures
Standard and enhanced due diligence including UBO, PEP and Source of Funds/Wealth.
Transaction monitoring
Rule governance, thresholds, alert handling and quality assurance.
Reporting procedures
SAR/STR workflows, regulator reporting and internal escalation.
Process
How the engagement runs.
- 1
Gap analysis
Compare current documentation against directive and legislative requirements.
- 2
Drafting
Produce or refresh manuals and procedures in your preferred template.
- 3
Review
Iterate with your MLRO, Compliance Officer and executive team.
- 4
Roll-out
Version control, staff briefings and evidence of communication.
Frequently asked questions.
Do you tailor manuals per licence type?
Yes. Manuals are tailored to your specific licence — EMI, PI, CIF, ASP, CASP, gaming, bank or insurer — and to the directives issued by your national regulator.
Can you keep our manuals up to date over time?
Yes. We offer a retainer that tracks regulatory change and delivers periodic updates, change logs and roll-out briefings.
Do you deliver in English and Greek?
Yes. We regularly deliver documentation in English and Greek for regulated entities in Cyprus, Greece and the wider EMEA region.
Ready to scope this engagement?
Share your licence, jurisdiction and current pain points. We'll come back with a fixed-scope proposal, timeline and price within two working days.