Case advisory
Sign-off support on complex CDD, EDD and PEP cases.
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MLRO & VMLRO
Senior MLRO advisory — plus fractional or full-service Virtual MLRO cover.
Whether you need an experienced MLRO on-call for complex cases or a full outsourced Virtual MLRO (VMLRO), our senior practitioners plug in to keep your AML programme running to regulator expectations.
Outcomes
What you get out of this engagement.
- Experienced MLRO judgement on complex cases
- Consistent handling of CDD, EDD, PEP, SoF/SoW and SAR/STR
- Documented decisions ready for regulator inspection
- Fractional or full-service Virtual MLRO cover as needed
Deliverables
- Documented case decisions and rationale
- SAR/STR drafts and filings
- Monthly MLRO MI pack
- Quarterly board and audit-committee briefings
Scope
What's included.
Transaction monitoring
Rule review, alert dispositioning and SAR/STR drafting.
SoF & SoW
Methodology, documentation standards and evidence review.
Policy oversight
Ongoing review of AML policies against regulator directives.
VMLRO cover
Named Virtual MLRO or Deputy MLRO where permitted by your regulator.
Process
How the engagement runs.
- 1
Onboarding
Understand licence, risk profile, tooling and reporting lines.
- 2
Engagement model
Agree scope — ad-hoc advisory, retainer or named VMLRO.
- 3
Delivery
Regular case reviews, escalation calls and monthly MI.
- 4
Governance
Written decisions, quarterly reports and board briefings.
Frequently asked questions.
Can you act as our named MLRO?
In jurisdictions where an outsourced or Virtual MLRO is permitted, yes — subject to regulator approval and appropriate governance arrangements.
Do you provide Deputy MLRO cover?
Yes. Fractional Deputy MLRO cover is a common model for firms whose primary MLRO needs backup, holiday cover or a second pair of senior eyes.
How do you handle conflicts with your other services?
We manage conflicts through separation of teams, documented independence and, where required, exclusion from audit engagements on the same entity.
Ready to scope this engagement?
Share your licence, jurisdiction and current pain points. We'll come back with a fixed-scope proposal, timeline and price within two working days.